HIPAA and the EMV Card Transition
Eugene O'Rourke
America’s entire financial sector is experiencing an upgrade as the country switches to EMV chip cards. The EMV chip is touted to be the newest layer of card security and…
Student Loan “Payback Playbook” Revolutionizes How America Pays for Higher Education
In late April, the Consumer Financial Protection Bureau (CFPB) took a step toward reducing the growing national stress over student loan debt. In partnership with the Departments of the Treasury…
What Merchants Need to Know About Automatic Debits
The Consumer Financial Protection Bureau (CFPB) has turned its attention to the payments industry of late and recently focused on recurring automatic debits in particular. In November of 2015, CFPB…
Multifactor Authentication Adds Strength to Updated Credit Card Security Rules
Global credit card users will enjoy enhanced card data security, thanks to the recent update of PCI DSS standards. On April 28, 2016, the Payment Card Industry (PCI) issued Data…
Take Precautionary Steps to Cybersecurity
It is safe to say that today’s urgent need for security in every aspect of business is both unprecedented and overwhelming. The ubiquitous Internet opens doors for both commercial gain…
NACHA – Rule Changes, ACH Regulations, Same Day Settlements and More
Digital developments in the financial world are changing the way consumers and financial institutions engage with each other. For Originators and Third-Party Service Providers, 2016 amendments to NACHA Rules will…