FinTech | Eugene O'Rourke

What Merchants Need to Know About Automatic Debits

Eugene O'Rourke
May 13, 2016

The Consumer Financial Protection Bureau (CFPB) has turned its attention to the payments industry of late and recently focused on recurring automatic debits in particular. In November of 2015, CFPB…

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Multifactor Authentication Adds Strength to Updated Credit Card Security Rules

Eugene O'Rourke
May 10, 2016

Global credit card users will enjoy enhanced card data security, thanks to the recent update of PCI DSS standards. On April 28, 2016, the Payment Card Industry (PCI) issued Data…

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NACHA – Rule Changes, ACH Regulations, Same Day Settlements and More

Eugene O'Rourke
April 12, 2016

Digital developments in the financial world are changing the way consumers and financial institutions engage with each other. For Originators and Third-Party Service Providers, 2016 amendments to NACHA Rules will…

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Subprime Lending Offers Vital Bridge to Better Financial Health

Eugene O'Rourke
March 22, 2016

Thousands of Americans are still feeling the negative economic effects of the Great Recession of 2007-2009. Despite national figures that appear to indicate the nation is close to a full…

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Third-Party Payment Processors Risk Management: Best Practices

Eugene O'Rourke
March 8, 2016

New CFPB regulations have brought consumer protection to the forefront, as well as greater scrutiny to financial institutions. Working from the premise that institutions can’t outsource responsibility for consumer protection, CFPB holds financial institutions…

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5 Things Your Company Should Know About Recent NACHA Rule Changes

Eugene O'Rourke
February 23, 2016

There are big changes coming to the world of electronic payments. NACHA, the electronic payments association that develops the operating rules and business practices of the automated clearing house (ACH),…

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